Caleb Fischer

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Across
  1. 2. : Submission of required information or documents (e.g., premium reports)
  2. 3. : An unexpected event that results in injury or damage
  3. 6. : Another term for an insurance company that underwrites coverage
  4. 7. : Eligible for coverage because the risk can be accepted and priced
  5. 9. : Company that provides coverage and pays covered losses
  6. 10. teacher
  7. 12. : Professional who uses statistics to price risk and set premiums
  8. 17. : An event that triggers coverage under an occurrence-based policy
  9. 19. : Risk increase due to dishonesty or reckless behavior
  10. 22. : Agent who represents only one insurance company
  11. 25. : Insurance purchased by an insurer to spread risk
  12. 27. : Amount paid to keep insurance coverage in force
  13. 30. : Person who investigates claims and determines payment amounts
  14. 31. : Condition that increases the chance or severity of a loss
  15. 32. : Termination of coverage due to nonpayment of premium
  16. 34. : Principle of restoring the insured to the financial position before loss
  17. 35. : Amount the insured pays before the insurer begins to pay
  18. 37. : The written insurance contract
  19. 38. : Policy provisions that describe duties and rules for coverage
  20. 43. : Insurer’s right to recover from a third party after paying a claim
  21. 45. : Amendment that changes a policy’s terms or coverage
  22. 46. : Protection provided by the policy for specified losses
  23. 47. : Decrease in value over time; affects actual cash value claims
  24. 49. : Auto coverage for non-collision losses like theft or hail
  25. 50. : Person or entity designated to receive policy proceeds
Down
  1. 1. : Temporary proof of coverage before the policy is issued
  2. 4. : Cost-sharing percentage the insured pays after the deductible
  3. 5. : Person or entity covered by the policy
  4. 8. : Intermediary who shops coverage from multiple insurers for a client
  5. 11. : Extra time after the due date to pay without losing coverage
  6. 13. : Process of evaluating risk and deciding coverage and price
  7. 14. : Licensed representative who sells insurance for a company
  8. 15. : Failure to use reasonable care, leading to harm
  9. 16. : Compensation paid to an agent or broker for selling a policy
  10. 18. : Contract that provides a stream of payments, often for retirement
  11. 20. : Fixed amount paid for a covered health service
  12. 21. : Request for payment under the terms of an insurance policy
  13. 23. : Intentional deception to obtain insurance benefits unlawfully
  14. 24. : Form used to request insurance and provide underwriting information
  15. 26. : Optional add-on that modifies or adds coverage to a policy
  16. 27. : Cause of loss insured against (e.g., fire, wind)
  17. 28. : Premium method based on an insured’s prior loss history
  18. 29. : Legal responsibility for injury or damage to others
  19. 33. : Maximum amount an insurer will pay for a covered loss
  20. 36. : Specific loss or condition that a policy does not cover
  21. 39. : Costs the insured pays that are not reimbursed by insurance
  22. 40. : Party to whom a policy owner transfers certain policy rights
  23. 41. : Legally binding agreement; an insurance policy is one
  24. 42. : Damage, injury, or financial harm that may be covered by insurance
  25. 44. : Auto coverage that pays for damage from hitting another object/vehicle
  26. 48. : Coverage for movable items, often scheduled (e.g., jewelry)