CEFL

2. The ability to speak up for your own skills, value, and needs at work
5. An amount that lowers how much of your income can be taxed
8. Starting and running your own business while handling financial risks
10. An annual form from an employer showing total earnings and tax deductions
11. Extra money earned on both original savings and the interest added over time
12. The ability to buy goods or borrow money with an agreement to pay later
14. The money you give up by choosing to go to school instead of working
15. An amount that directly lowers the final tax bill you owe
19. The official yearly filing sent to the government to see if you owe tax or get money back

1. A meeting where you pitch your skills and personality to an employer
2. Money borrowed to pay for post-secondary school that you pay back later with interest
3. Money you borrow from a lender that must be paid back over time
4. A rating that tells banks how responsibly you handle borrowed money
6. Exploitative lending that traps borrowers with unfair, extremely high interest rates
7. A percentage comparing monthly debt payments to total monthly earnings
9. A savings plan where saved money lowers your taxable income today
13. Connecting with people to discover new career and job opportunities
16. Using technology or computers to perform tasks once done by humans
17. A personal document highlighting your skills and experience to get a job
18. A savings account where all investment gains and withdrawals are completely tax-free