CFM Final Review

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Across
  1. 1. A down _____ is an amount of money, usually a percentage of the total payment, paid at the time of the purchase.
  2. 5. _____ period is the amount of time you have to pay your credit card bill before you are charged interest.
  3. 10. Safest type of endorsement; "For Deposit Only".
  4. 11. Money you can use now and must pay back later.
  5. 12. A record of your checking account transactions.
  6. 15. The ability to say and do things in a respectful way.
  7. 17. Another name for Social Security Tax; tax deducted from your paycheck.
  8. 19. A _____ expense is an expense that does not change.
  9. 20. Unequal treatment based on such factors as age, race, religion, etc.
  10. 22. A savings _____ guarantees a rate of return and is secure.
  11. 23. A _____ expense is an expenses that changes.
  12. 26. Completes task in a timely manner.
  13. 27. Worker's _____ is an insurance program that provides financial help to cover lost wages and medical expenses for employees who are injured on the job.
  14. 30. Eager interest.
  15. 31. Best source of job leads; where you go to get personal recommendations, referrals, and other job leads.
  16. 32. A brief summary of your personal information, education, skills, work experience, activities, and interests.
  17. 33. Money that you take from your account.
  18. 35. Sign your name on the back of a check in order to cash the check.
  19. 38. Someone who learns how to do a job through hands-on experience under the guidance of a skilled worker.
  20. 39. Type of endorsement where you sign your name on the back of the check.
  21. 40. Pay received for working more than 40 hours in a week.
  22. 41. Your ability to repay a loan; one of the 3 C's.
  23. 43. To be on time.
Down
  1. 2. Seeing things from the point of view of others and gaining an understanding of their situation.
  2. 3. _____ pay is pay before deductions have been subtracted.
  3. 4. A _____ account is the easiest type of savings to open.
  4. 6. A ____ letter is a one-page letter telling an employer who you are and why you are sending your resume.
  5. 7. A form that asks questions about a job applicant's skills, work experience, education, and interests.
  6. 8. To put off deciding or doing something.
  7. 9. The state of owing money.
  8. 13. Sets and enforces work-related health and safety rules.
  9. 14. A _____ charge is a fee based on the amount of money you owe and the interest charged on the credit.
  10. 16. Money that you put into your account.
  11. 18. Being direct, honest, and polite.
  12. 21. _____ pay is the pay after all deductions have been subtracted.
  13. 24. A plan for saving and spending money based on your income and expenses.
  14. 25. A savings plan for retirement
  15. 28. Check that has not been received by the bank.
  16. 29. An amount of money that is paid for the use of another's money.
  17. 34. a type of investment in which you deposit an amount of money for a fixed amount of time at a stated interest rate.
  18. 36. A _____ benefit is anything above and beyond your salary (ex. company car, paid holidays, etc.)
  19. 37. To make transactions and the checkbook register agree.
  20. 42. The yearly cost of a loan, expressed as a percentage.