Ch 5 Intro to Business

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Across
  1. 4. Digital currency that is not regulated by any central authority and allows individuals to exchange funds anonymously
  2. 7. A type of US government bond with a fixed rate of interest every six months that reaches maturity in 30 years
  3. 9. A method of payment in which money is transferred to the payee’s account without the use of checks or cash
  4. 11. The amount of money that a person has available to spend; often referred to as purchasing power
  5. 13. A type of US government bond with terms ranging from a few days to 52 weeks and sold at a discount from the face value
  6. 15. Produces coins used for circulation
  7. 17. The principle that money is an asset that holds its value over time and can be used for future transactions
  8. 20. Earning income directly from one’s own business, trade, or profession rather than as a specified salary or wages from an employer
  9. 27. A federal agency that promotes economic success by providing financial security in the United States
  10. 28. The profit from the sale of a stock
  11. 29. Increase in the price of goods and services
  12. 30. A fee paid to an agent or employee for transacting a piece of business or performing a service
  13. 31. A type of US government bond with maturity of no less than one year or more than ten years; sold in increments of $100 with a minimum purchase of $100
  14. 33. Money that a financial institution or business will allow someone to use to obtain goods or services before payment, with the understanding that the money will be paid back in the future
  15. 34. The common value amount of goods and services
  16. 36. Payment of money for labor or services usually according to a contract and on an hourly, daily, or piecework basis
  17. 38. The central bank of the United States whose primary function is to regulate and stabilize the financial system
  18. 40. To come into possession of or to receive something of value, usually money or property
  19. 41. An interest-bearing certificate of public or private indebtedness, such as a Series EE Bond or Series I Bond
  20. 42. A payment made from the federal government to individuals without the exchange of goods or services; commonly associated with social welfare programs
  21. 44. Money
Down
  1. 1. The transfer of funds from one financial account to another
  2. 2. A method of payment in which money is deducted directly from the consumer’s checking account when a purchase is made
  3. 3. Amount of money you save or invest
  4. 5. Income that is not gained by labor, service, or skill
  5. 6. Currency that consists of government notes and banknotes
  6. 8. An instrument of investment
  7. 10. When an employee receives additional pay at one and one-half times the regular rate of pay for work exceeding the typical 40-hour workweek
  8. 12. A piece of paper currency issued by a country’s central bank
  9. 14. Agency responsible for printing paper money
  10. 16. A portion of a corporation’s income
  11. 17. A type of government bond that can be purchased for a minimum of $25 and maximum of $10,000 per calendar year; pays interest for up to 30 years
  12. 18. The financial gain calculated by the difference between the amount earned and the amount spent by a self-employed person operating a business
  13. 19. The transfer of money between individuals or businesses; often referred to as medium of exchange
  14. 20. Fixed compensation paid regularly for services
  15. 21. Money or an equivalent given in addition to an employee's usual compensation
  16. 22. Currency that is paper money
  17. 23. A fixed, periodic return made by a tenant or occupant of a property to the owner for the possession and use of the property
  18. 24. A flat piece of metal issued by a governmental authority as money
  19. 25. Allows the cardholder to use funds from a credit card company up to a certain limit and with specific rules for paying back the money
  20. 26. To come into possession of or to receive something of value, usually money or property
  21. 32. A type of government bond that can be purchased for a minimum of $25 and maximum of $10,000; annual interest rate created from a fixed rate and a semiannual inflation rate, which protects against inflation
  22. 35. A written, legal document that orders your bank to pay a sum of money out of your account to a specified person or business
  23. 37. A wage fixed by a legal authority or by contract as the least that may be paid either to employed persons generally or to a particular category of employed persons
  24. 39. Money owed
  25. 43. Money given on top of a wage; also referred to as gratuity