Chapter 1 Vocabulary

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Across
  1. 6. money received for work, as a gift, or through investments
  2. 7. the knowledge and skill base necessary for people to be informed consumers and manage their finances effectively
  3. 8. a loan obtained for the purchase of a home
  4. 11. a person or organization that uses a product or service
  5. 12. the management of the resources of a community, country, etc., especially with a view to its productivity.
  6. 13. financial debts or obligations
  7. 15. the additional cost a lender charges for borrowing their money
  8. 16. money owed to another person or company
Down
  1. 1. all the financial decisions an individual or family must make in order to earn, budget, save, spend, and give money over time
  2. 2. a written plan for giving, saving, and spending
  3. 3. something lent or furnished on condition of being returned, especially a sum of money lent at interest
  4. 4. the cost of goods or services; money paid out
  5. 5. a period of an economic contraction, sometimes limited in scope or duration.
  6. 9. anything that is owned by an individual, including money in the bank or investments
  7. 10. the granting of a loan and the creation of debt; any form of deferred payment
  8. 14. all things that have a monetary or exchange value