chapter 10, 11, 12 vocab

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Across
  1. 2. pays cost of minor injuries
  2. 7. state programs for poor drivers
  3. 8. insurance pays for insured car when crashed
  4. 9. income when insured not able to work
  5. 11. a type of cost sharing
  6. 14. responsibility for other persons loss
  7. 16. pays part or all of surgeons fees
  8. 17. a factor that increases likeness of loss in peril
  9. 18. also called HMO-PPO hybrid or open-ended HMO
  10. 19. insurance program for people 65 or older
  11. 22. residence used to determine cars premium
  12. 25. risk in which there is only a chance of loss
  13. 27. coverage when insured is in fault
  14. 29. doctors that agree on rates approved by insurer
  15. 30. failure to take ordinary care in situation
  16. 32. drivers get expenses from own insurance
  17. 36. a written contract for insurance
  18. 38. network that renders medical care from providers
  19. 39. provides protection from hospital care cost
  20. 40. chance of uncertainty of loss
  21. 41. insurance where you get the payment of current cost
  22. 42. person to receive something from insured
  23. 43. full cost of repair in insurance
  24. 44. money you have to pay for insurance claims
  25. 50. low deductible +different plan
  26. 53. the amount of money policyholder is charged
  27. 54. benefits hospital confinement
  28. 56. also called nonpar policy
  29. 57. addition of coverage to a standard policy
  30. 58. combines term and investment elements
  31. 60. protection against possible financial loss
  32. 61. determine car insurance rates
Down
  1. 1. pays for most exceeding bills
  2. 2. drivers coverage for pedestrian
  3. 3. insured dies by suicide policy is forced
  4. 4. also called par policy
  5. 5. insured and insurer share covered losses
  6. 6. medical assistance to low-income individuals
  7. 10. coverage for a place of residence
  8. 12. allows insured not give up benefits
  9. 13. insurance of others property
  10. 15. An insurance company
  11. 20. insured pay certain amount and insurance covers
  12. 21. also called catastrophe policy
  13. 23. risk with chance of loss or gain
  14. 24. fills gap between medicare and medical cost
  15. 26. also called straight life policy
  16. 28. list of personal belongings in home
  17. 31. combination of all health insurance
  18. 33. prepaid health care
  19. 34. forces drivers with insurance
  20. 35. protection from surgical cost
  21. 37. cant dispute validity of policy
  22. 45. benefits for doctors fees
  23. 46. health insurance for a fixed prepaid monthly premium
  24. 47. a person who owns an insurance policy
  25. 48. amount received after giving up life policy
  26. 49. pays part or all of hospital bills
  27. 51. a person covered by an insurance policy
  28. 52. sometimes called temporary life insurance
  29. 55. the cause of a possible loss
  30. 59. pays for cost of long-term illness or disability