Chapter 13

3. is a plan for using money.
4. that must be paid.
7. marrying at an older age
9. includes one or more colleges.
10. this is a type of learning.
12. legally ending a marriage is called divorce.
14. one or both have been married before
15. because no specific charge is being made that places fault on either partner.
16. is an action that we do automatically without thinking about it.
17. in recent decades the number of two-income families or families in which both parents work has increased.
19. a home of people unrelated to the child who agree to take care of him or her.
20. these new families are called blended families or stepfamilies

1. this practice is called mainsteaming or inclusion.
2. are formed through divorce the death of a spouse, single people adopting children and births to unmarried women.
5. are the groups, teams and events that your school sponsors outside of the classroom.
6. the child which means the guardian has legally established the child as his or her own.
8. is emotional abuse physical injury or sexual abuse inflicted on a child by another person.
11. is a person appointed by a state court to care for a child or for an adult who is unable to care for him-or her self.
13. regulates marriage divorce and the respon-sibilities and rights of adults and children in the family.
18. is observation of or participation in events.