Chapter 14 - Insurance

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Across
  1. 3. federal and state governments share the cost of medical aid to low-income families under a program
  2. 4. payments insured people make to the insurance company in exchange for coverage
  3. 5. maintenance organization a health care group that offers medical care to members for a prepaid fee and small co-payments
  4. 7. policies health insurance policies purchased from private companies to supplement Medicare coverage
  5. 10. set amount the insured person must pay per loss before the insurer will pay benefits
  6. 13. inventory detailed list of personal belongings
  7. 14. value additional amount, which grows over time as premiums and investment earnings accumulate
  8. 16. plan managed care plan that provides the option of using health care providers outside the plan's network
  9. 18. attachments to a standard insurance policy that add or take away coverage
  10. 20. the plan member is responsible for part of the cost in the form of a flat fee
  11. 23. provider organization a group of medical doctors, hospitals, and other health care providers who have agreed to extend services at reduced rates through an insurer or third-party administrator
  12. 25. care physician a physician who coordinates care
Down
  1. 1. life insurance insurance that gives a person protection for his or her entire lifetime
  2. 2. legal responsibility to pay someone who has suffered injury or loss caused by you
  3. 4. written agreement between the policy holder and the insurance company
  4. 6. pool person who has been turned down three times for insurance becomes eligible to apply for insurance
  5. 8. plan a plan under which you are charged for each medical service you receive, and your insurance plan pays a portion of that fee
  6. 9. age, normal wear and tear, and the fact that used items are less valuable
  7. 11. specific risks not covered by a policy, such as normal wear and tear or damage caused intentionally
  8. 12. a request for payment of a loss
  9. 15. an arrangement in which the insurance company and the insured person share the costs of claims after the deductible
  10. 17. purchased protection that guarantees to pay you in the event of certain specified losses
  11. 19. compensation insured against injuries that occur on the job, no matter who or what caused the injuries
  12. 21. insurance no fault or blame is assigned in the event of an accident
  13. 22. property property that can be moved, such as furniture, appliances, clothing, and jewelry
  14. 24. life insurance life insurance that gives protection for a specific period of time