Chapter 19 crossword puzzle

4. system of government subsidies for health care for the elderly and disabled
8. an individual or firm that acts as an intermediary between an investor and a securities exchange
9. company that brings together money from many people and invests it in stocks, bonds, or other assets
11. a medium of exchange for goods and services
12. the process of converting a value received in a future time period
14. is the U.S. government program that pays benefits to workers after retirement, to spouses and children of deceased workers, and to workers who become disabled before they retire.
15. a legal proceeding involving a person or business that is unable to repay their outstanding debts

1. the central bank and monetary authority of the United States
2. cooperative that provides traditional banking services
3. central marketplace where stocks and other securities are traded, bought, and sold
5. an item of value that a lender can seize from a borrower if he or she fails to repay a loan according to the agreed terms
6. entity (person or institution) that extends credit by giving another entity permission to borrow money intended to be repaid in the future
7. an amount paid periodically to the insurer by the insured for covering his risk
9. a public health insurance program that provides health care coverage to low-income families
10. any person who gains an advantage or profits from something
13. a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company