Chapter 22 Vocabulary

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Across
  1. 6. Additional property insurance that covers the damage or loss of a specific item of high value
  2. 8. Protection against possible financial loss
  3. 11. Another word for required
  4. 13. Another word for harsh
  5. 15. An arrangement whereby drivers who are involved in accidents collect money from their own insurance companies
  6. 16. To take upon yourself
  7. 17. Another word for evaluation
  8. 19. The set amount that the policyholder must pay per loss on an insurance policy
  9. 22. The payment you receive is based on the replacement cost of an item minus depreciation
  10. 23. Motor vehicle insurance that applies when you damage the property of others
  11. 25. Coverage that provides protection for your residence and its associated financial risks, such as damage to personal property and injuries to others
  12. 26. A fee for insurance
Down
  1. 1. Insurance that covers physical injuries caused by a vehicle accident for which you are responsible
  2. 2. Deliberate destruction of private or public property
  3. 3. A method for settling claims
  4. 4. Anything that may possibly cause a loss
  5. 5. Insurance that covers damage to your vehicle when it is involved in an accident
  6. 7. Pays the costs of minor accidental injuries to visitors on your property
  7. 9. Insurance that covers you and your family members if you are involved in an accident with an uninsured or hit-and-run driver
  8. 10. A form of a contract
  9. 12. A group of people who cannot get motor vehicle insurance who are assigned to each insurance company operating in the state
  10. 14. Addition of coverage
  11. 18. Legal responsibility for the financial cost of another person’s losses or injuries
  12. 20. Anything that increases the likelihood of loss through peril
  13. 21. The failure to take ordinary or reasonable care to prevent accidents from happening
  14. 24. The chance of loss or injury