Chapter 8 Personal Finance

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Across
  1. 2. Failure to take ordinary or reasonable care in a situation
  2. 3. A person who owns an insurance policy.
  3. 8. Automobile insurance coverage that protects a person against financial loss when that person damages the property of others.
  4. 10. The amount of money a policyholder is charged for an insurance policy.
  5. 11. Automobile insurance that pays for damage to the insured's car when it is involved in an accident.
  6. 15. A request for payment to cover financial losses.
  7. 16. A written contract for insurance
  8. 17. An automobile insurance program in which drivers involved in accidents collect medical expenses, lost wages, and related injury costs from their own insurance companies
  9. 18. A list or other documentation of personal belongings, with purchase dates a cost information.
  10. 19. Chance or uncertainty of loss; also used to mean "the insured."
  11. 20. Protection against possible financial loss.
  12. 24. Automobile insurance coverage for the cost of injuries to a person and members of his or her family caused by a driver with inadequate insurance or by a hit-and-run driver.
  13. 26. Supplementary personal liability coverage; also called a "personal catastrophe policy."
  14. 27. An insurance company.
  15. 29. A risk-sharing firm that assumes financial responsibility for losses that may result from an insured risk.
Down
  1. 1. The set amount that the policyholder must pay per loss on an insurance policy.
  2. 4. A claim settlement method in which the insured receives the full cost of repairing or replacing a damaged or lost item.
  3. 5. State legislation that requires drivers to prove their ability to cover the cost of damage or injury caused by an automobile accident.
  4. 6. Additional property insurance to cover the damage or loss of a specific item of high value
  5. 7. Home or automobile insurance that pays the cost of medical expenses for people injured on one's property on in one's car.
  6. 9. The protection provided by the terms of an insurance policy.
  7. 12. A person covered by an insurance policy.
  8. 13. Consists of people who are unable to obtain automobile insurance due to poor driving or accident records and must obtain coverage at high rates through a state program that requires insurance companies to accept some of them.
  9. 14. The cause of a possible loss.
  10. 21. Coverage for a place of residence and its associated financial risks
  11. 22. An addition of coverage to a standard insurance policy.
  12. 23. Coverage for the risk of financial loss due to legal expenses, medical costs, lost wages, and other expenses associated with injuries caused by an automobile accident for which the insured was responsible.
  13. 25. A factor that increases the likelihood of loss through some peril.
  14. 28. Legal responsibility for the financial cost of another person's losses or injuries.