Char ED

123456789101112131415
Across
  1. 4. A form of art that uses written words (6 letters)
  2. 6. Avoiding unnecessary expenses to save money (10 letters)
  3. 8. The ability to complete a task effectively (11 letters)
  4. 9. A person who does what is right even without supervision (9 letters)
  5. 10. Completing a task with care and commitment (9 letters)
  6. 11. A quality that helps people work well in a team (11 letters)
  7. 13. The habit of setting aside money for future needs (6 letters)
  8. 14. A method to keep track of money spent and saved (7 letters)
  9. 15. Taking ownership of a task and doing your best (14 letters)
Down
  1. 1. A necessary quality to achieve consistent good results (11 letters)
  2. 2. Setting clear objectives before working on a task (8 letters)
  3. 3. The way a person applies moral principles when working (10 letters)
  4. 5. Making good use of time to finish tasks efficiently (13 letters)
  5. 7. A skill associated with imagination (9 letterr
  6. 12. The ability to listen to feedback and improve (11 letters)