Personal Finance Crossword Puzzle

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Across
  1. 1. person who receives the money
  2. 5. health maintenance organization
  3. 8. specific amount your policy makes you pay before the insurance company gives any money
  4. 10. came up with the concept of insurance
  5. 11. amount you pay for the policy to be in effect
  6. 13. pooling money to minimize risk
Down
  1. 2. this document lays out your insurance plan with what's covered and how much you'll be paid in the event of a claim
  2. 3. probability of an insured situation actually occurring
  3. 4. maximum amount you can receive in benefits if you do have a claim for a covered event
  4. 6. add on clause you tack on to a policy to add more than basic package offers
  5. 7. an official request made to the insurance company to notify them that a covered event has occurred and you want money
  6. 9. time period that the policy covers
  7. 11. preferred provider organization
  8. 12. helps protect people financially from risk