Christmas Crossword

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Across
  1. 3. Frosty figure
  2. 4. Funds set aside for future claims
  3. 6. What actuaries love to crunch
  4. 11. Hung by the fireplace for gifts
  5. 14. Animals pulling Santa's sleigh
  6. 15. Calendar counting down to Christmas
  7. 16. Decorative Christmas plant
Down
  1. 1. Santa’s little helpers
  2. 2. Sparkly strands for decorating trees
  3. 4. Pricing factor for insurance
  4. 5. White winter precipitation
  5. 7. Plant under which people kiss
  6. 8. Santa’s ride
  7. 9. Sweet treat shaped like a person
  8. 10. Circular decoration for doors
  9. 12. Songs sung door-to-door in December
  10. 13. Sits on top of a Christmas tree