Civics Chapter 19 Vocabulary

123456789101112131415161718192021222324
Across
  1. 4. Income left after all taxes on it have been paid
  2. 5. Amount of initial deposit on which interest is paid
  3. 8. The payment that people or institutions receive when they lend money or allow someone to use their money
  4. 9. The profit earned by an investor
  5. 10. The preset time at which you may withdraw funds from a CD
  6. 11. Payment for a wrong or loss
  7. 13. Amount of money left over after subtracting expenses from income; money still owed on a credit card or bank loan
  8. 16. Money lent at interest
  9. 17. An item that does not have a brand name but is basically similar to a more expensive, well-known product
  10. 19. An unplanned, often emotional, decision to buy
  11. 20. Money spent on goods and services
  12. 22. An interest-earning certificate of agreement between a borrower and a lender
  13. 23. A portion of company earnings paid to shareholders
  14. 24. A plan for making and spending money
Down
  1. 1. The annual cost of credit expressed as a percentage of the amount borrowed
  2. 2. Income left after taxes on it have been paid and that you can choose to spend
  3. 3. A negative balance
  4. 6. The process of comparing competing products and prices in order to find the best value
  5. 7. A fee for early withdrawal of funds
  6. 12. The promise made by a manufacturer or a seller to repair or replace a product within a certain time period if it is faulty
  7. 13. The recipient of a loan
  8. 14. A movement to educate buyers about the purchases they make and to demand better and safer products from manufacturers
  9. 15. An investment company that sells stock in itself and uses the proceeds to buy stocks and bonds issued by other companies
  10. 18. Permission to pay later for goods or services obtained today
  11. 21. Shares of a company held by an investor