CLA meanings

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Across
  1. 4. any type of individual insurance agent.
  2. 6. The process for retrieving commissions previously paid or credited to a producer.
  3. 9. the authorization with a particular state for a producer to solicit applications for insurance for insurance on behalf of Unum.
  4. 10. a plan or policy holder beneficiary who has made a claim for benefits.
  5. 11. Making a leave decision,sending the appropriate and required communications, and determination.
  6. 12. A person or persons designated by an insured to receive benefits of his life or death.
Down
  1. 1. once an employee has been out on disability nine or more months.
  2. 2. the ability to maintain control of bowel or bladder functions.
  3. 3. an individual that submits applications for insurance to the company.
  4. 5. owner's share in a business plus operating profit.
  5. 7. incentive compensation.
  6. 8. unsecured promise to pay.
  7. 9. relationship between two brokers,a solicitor and a GA, or a broker and a national insurance partner.