Commerce

3. money received on a regular basis from work, property, business, investment or welfare payments
8. electronic funds transfer at point of sale
11. the giving up or something of value
13. the extra money you have to pay back when borrowing money
14. the financial institution that provides cheque account facilities
15. someone who purchases goods and services to satisfy needs and wants
17. the person who is to receive the money from a cheque
18. a proposal
19. a list of income and likely expenditures

1. when the offeree agrees to the proposal
2. things that are necessary for survival, such as water and food
4. the swapping or exchange of one good for another
5. any organisation that produces and sells goods and services in order to make a profit
6. any token, with an agreed value, that people accept as payment in exchange for a good or service
7. a legally binding agreement
9. items that you can see or touch
10. the person who writes and signs a cheque
11. a written communication ordering your financial institution to pay a person a specific amount of money
12. electronic retailer
16. a person or business that makes goods