commerce

5. items that you can see or touch
9. a person or business that makes goods
10. the swapping or exchanging of one good for another
11. things that are necessary for survival such as water and food
13. when the offeree agrees to the proposal
17. any token that people accept as payment in exchange for payment/goods/services
18. someone who purchases goods and services
19. the person receiving money from a cheque
20. the extra money you pay back for borrwborrowingy

1. what remains after all business expenses are deducted from sales revenue
2. any organisation that produces and sells goods and services in order to make a profit
3. a legally binding agreement
4. the person who writes and signs the cheque
6. a proposal
7. the financial institution that provides cheque
8. the cost of service/good
12. money received regularly from work business etc
14. the buying and the selling of goods and services between individuals and businesses
15. a written communication ordering your financial institution to pay a person a specific amount
16. a list of income and likely expenditures