Compliance & Ethics CW Puzzle

2. The chance that something harmful or unexpected could happen.
3. A lobbying and trade group for the life insurance industry.
6. A product that provides a series of payments made at equal intervals.
8. Adherence to laws, regulations, guidelines, and specification.
10. Laws that have been passed by government.
11. A contract in which an individual or entity receives financial protection or reimbursement against losses from an insurer.
14. An inability to work due to an injury or sickness that results in a loss of income.
15. The process of evaluating and either accepting or denying risk for a premium.

1. Amended in 2020, now includes a best interest standard for recommendations for appropriate annuity products.
4. A system of rules, policies, and practices for how a company’s board of directors oversees company operations.
5. The right to have some control over how your personal information is collected and used.
7. conduct exam Investigation by insurance regulators to determine whether an insurer has followed laws.
9. Any of a group of RNA viruses that cause a variety of diseases in animals.
10. A method that relies on a collaborative team effort to improve performance by eliminating waste.
12. Intentional deception to secure unfair or unlawful gain or deprive legal right.
13. Moral principles that govern behavior or the conducting of an activity.