consumer math

1234567891011121314151617181920212223242526272829
Across
  1. 2. a financial liability or obligation owed by one person, the debtor, to another, the creditor
  2. 3. a payment card that deducts money directly from a consumer's checking account when it is used
  3. 5. wages withheld from an employee's total earnings for the purpose of paying taxes, garnishments, and benefits, like health insurance
  4. 6. when an employee at different intervals throughout the day and night
  5. 8. all the money you earn before taxes and other deductions are subtracted
  6. 13. an expense in your budget that you can expect to stay the same, or close to it, over time
  7. 20. a security that represents the ownership of a fraction of the issuing corporation
  8. 21. the action or process of reducing or paying off a debt with scheduled, pre-determined installments that include principal and interest
  9. 24. mandatory contributions levied on individuals or corporations by a government entity
  10. 25. the maximum amount of money a lender will allow you to spend on a credit card or a line of credit
  11. 27. an asset or item acquired with the goal of generating income or appreciation
  12. 28. the reduction in value of an asset
  13. 29. a prediction of your credit behavior, such as how likely you are to pay back a loan on time, based on information from your credit reports
Down
  1. 1. removing funds from a bank account, savings plan, pension, or trust
  2. 2. the cash that the buyer pays upfront in a real estate transaction and other large purchases
  3. 4. the money you may have available after taxes and deductions are taken out of your paycheck
  4. 7. anything that an individual or business owns that has momentary value
  5. 9. using your personal information such as your name, social security number, or credit card number without your permission
  6. 10. placing money into care of a bank or other financial institution
  7. 11. a retirement savings plan that offers significant tax benefits while helping you plan for the future
  8. 12. expenses that change in amount from month to month
  9. 14. the monetary charge for borrowing, or depositing money and is usually expressed as a percentage of the amount borrowed, or deposited; a charge that borrowers pay lenders for a loan
  10. 15. generally operates as a substitute for cash or check, allowing one to buy now and pay back later with interest
  11. 16. a specialized computer that allows you to complete bank transactions without the need to see a bank representative
  12. 17. an increase in value of an asset over time
  13. 18. the ability to borrow money with the promise that you'll repay in the future, often with interest
  14. 19. things that are nice to have but are not necessary
  15. 22. the money that a person or entity receives in exchange for their labor or products; the amount of money,property, and other items of value received over a set period of time in exchange for services or products
  16. 23. something necessary for survival or basic functioning
  17. 26. an estimate of income and expenditure for a set period of time