Consumer Math Financial literacy terms

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Across
  1. 2. the total annual cost of borrowing money with a credit card or installment loan
  2. 4. a percentage of ownership in a company
  3. 5. money lent to a borrower
  4. 6. removing funds from a bank account
  5. 9. the maximum amount of money a lender will allow you to spend on a credit card
  6. 10. payment an initial up front partial payment for the purchase of expensive items
  7. 12. an individuals total earnings before taxes or other deductions
  8. 14. a source of ready cash in case of an unplanned expense
  9. 18. any expense that can fluctuate in amount
  10. 20. is a sum of money that one or more individuals or companies borrow
  11. 21. payment made by an employer to an employee for work done in a specific period of time
  12. 23. an expenditure that is essential for you to be able to live and work
  13. 24. the monetary change for borrowing, or depositing money and is usually expressed as a percentage of the amount borrowed or deposited
  14. 25. an asset that you put money into with the hope that it will grow or appreciate into a larger sum of money in the future
  15. 27. an estimate of income for a set period of time
  16. 28. things that are nice to have but not absolutely necessary
Down
  1. 1. wages withheld from an employee's paycheck
  2. 3. an expense in your budget that you can expect to stay the same, or close to it, over time
  3. 7. a payment card that deducts money directly from someone's checking account
  4. 8. a computerized electronic machine that performs basic banking functions and financial transactions
  5. 11. a contractual agreement in which a borrower receives something of value immediately and agrees to pay for it later
  6. 13. the money that a person or entity receives in exchange for their labor or products
  7. 15. a financial liability owed by one person, the debtor, to anouther
  8. 16. is the decrease in the value of an asset
  9. 17. anything that an individual or business owns that has monetary value and can be sold for cash
  10. 19. placing money into the care of a bank
  11. 22. an increase in the value of an asset
  12. 26. a security that represents a fractional share of ownership in a company