Cred = believe

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Across
  1. 5. A person who believes that he will be paid back the money he loaned
  2. 7. Not believable;
  3. 8. Granting approval or belief in a school
  4. 10. Tending to believe too easily; easily convinced; easily fooled
Down
  1. 1. Believable; reliable
  2. 2. To refuse to believe; to reject as untrue
  3. 3. A set of religious beliefs or principles
  4. 4. A document that proves a person is believable
  5. 6. doubting; unwilling or unable to believe
  6. 9. To believe that someone will do something