cred = believe

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Across
  1. 3. a person who believes that he will be paid back the money he loaned
  2. 5. a document that proves a person is believable
  3. 6. doubting; unwilling or unable to believe
  4. 7. believe
  5. 8. to refuse to believe; to reject as untrue
  6. 9. believable; reliable
Down
  1. 1. not believable; improbable; unlikely
  2. 2. tending to believe too easily; easily convinced; easily fooled
  3. 4. granting approval or belief in a school
  4. 5. to believe that someone will do something
  5. 7. a set of religious beliefs or principles