Cred & Nov

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Across
  1. 3. officially recognized or authorized
  2. 6. too ready to believe things
  3. 7. trust in someone's ability to pay
  4. 10. a beginner; someone new
  5. 12. the ninth month of the Roman calendar (from Latin novem, meaning nine)
  6. 13. the act of improving or restoring
  7. 14. new or original
  8. 15. something new or unusual
Down
  1. 1. to create something new
  2. 2. to harm the reputation of
  3. 4. to make something new again
  4. 5. believable; trustworthy
  5. 8. a qualification or achievement
  6. 9. a new idea or method
  7. 11. hard to believe; amazing