cred=believe

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Across
  1. 5. a person who believes that he will be paid back the money that he loaned
  2. 7. not believable; improbable;unlikely
  3. 8. granting approval or belief in a school
  4. 10. tending to believe too easily, easily convinced, easily fooled
Down
  1. 1. believable, reliable
  2. 2. the refuse to believe; to reject as untrue
  3. 3. a set of religious beliefs or principles
  4. 4. a document that proves a person is believable
  5. 6. doubting, unwilling or unable to believe
  6. 9. to believe that someone will do something