Credit

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Across
  1. 5. A card that lets you buy things now and pay for them later.
  2. 7. The amount of money still owed on a credit account.
  3. 8. The cost of borrowing money, usually shown as a percentage.
  4. 9. The ability to borrow money now and pay it back later.
  5. 11. A three-digit number that shows how reliable you are with money.
  6. 12. Money borrowed that must be paid back, often with interest.
  7. 13. An agency that collects and reports your credit information.
  8. 14. A request to check your credit report, often done when applying for credit.
  9. 15. Someone who agrees to pay a loan if the main borrower doesn’t.
Down
  1. 1. Money you owe to others.
  2. 2. The most commonly used credit scoring model.
  3. 3. A summary of your credit history used by lenders.
  4. 4. A person or institution that gives you money to borrow.
  5. 6. Record of whether you pay your bills on time.
  6. 10. The percentage of your available credit that you're using.