credit

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Across
  1. 3. An extra charge for missing a payment deadline.
  2. 5. The maximum amount you can borrow on a credit card.
  3. 6. Annual Percentage Rate; the yearly cost of credit.
  4. 9. The act of paying back money owed.
  5. 10. A loan not backed by collateral.
  6. 12. Plastic card used to buy goods on credit.
  7. 13. A type of loan backed by collateral.
  8. 16. A spooky spirit seen on Halloween.
  9. 18. Flying mammals often seen around haunted houses.
  10. 20. Money owed to others.
  11. 22. The cost of borrowing money.
  12. 23. The original amount of money borrowed.
  13. 24. Money borrowed that must be paid back with interest.
Down
  1. 1. Describes a house full of ghosts.
  2. 2. A person or company that lends money.
  3. 4. Total cost of credit including interest and fees.
  4. 7. A record of your credit history.
  5. 8. Sweet treats collected on Halloween night.
  6. 11. A way to borrow money with the promise to pay it back later.
  7. 14. Something pledged as security for a loan.
  8. 15. A person who takes out a loan.
  9. 17. A number that represents your creditworthiness.
  10. 19. A magical woman often riding a broomstick.
  11. 21. A financial institution that lends and borrows money.
  12. 23. Orange fruit carved into a jack-o'-lantern.