Credit and Debit Cross Word Puzzle

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Across
  1. 5. Your current financial situation
  2. 7. A fee that is charged when you pay your bill after the due date
  3. 9. The fee you pay for a credit card each year
  4. 15. A set amount of money given to a person,then paid off over time,like a car or student loan
  5. 17. Someone like a parent, family member,or friend who promises to pay back a loan if you dont
  6. 19. A person allowed to use a credit card account by the primary cardholder
  7. 20. A card that lets you make monthly payments to repay money that you spend
Down
  1. 1. When someone uses a minors personal information, such as name, address,or Social Security number to get credit
  2. 2. When a financial institution checks your credit to make a lending decision, impacting your credit score
  3. 3. The interest rate you pay on balances you carry over from month to month on a credit card
  4. 4. A company hired to recover money that people havent paid back
  5. 6. A card that withdraws money already in your account
  6. 8. A notice that is placed on your credit report that alerts credit card companies that you may have been a victim of fraud
  7. 10. The amount earned before taxes, benefits, and other payroll deductions are withheld from your paycheck
  8. 11. The cost of borrowing money, usually, a percentage of the loan amount
  9. 12. How deserving you are of getting credit, according to companies that lend money
  10. 13. Something provided to a lender as a guarantee of repayment
  11. 14. A record of your wages supplied by an employer
  12. 16. The time between when you spend money using the credit card and when the company charges you interest
  13. 18. How reliable you are in repaying debt