credit crossword

4. the total amount of money you get to use
8. list of your income expenses
11. maximum amount of money you can borrow
12. money you are allowed to obtain in the form of cash through the use of an ATM or bank
13. the percentage you pay on the money you have borrowed
15. something of value you promise to give up as a repayment if you cannot repay the loan
16. a penalty you are charged for not making your minimum payment by the established due date
18. length of time you have to use the money
19. a brieft transaction history showing purchases made with the credit card since the last statement
20. the ability to make purchases with the promise that the money will be repaid later

1. an initial payment toward the purchase of the item financed
2. the yearly interest rate you pay on the credit card balance, the true rate of the cost of credit on a yearly basis
3. the amount borrowed
5. used to buy now and pay later
6. how you handled your credit in the past
7. the amount you paid on the last credit card bill you received and any other payments you have made since the last statement
9. the total amount of money you are aloowed to take from the account in the form of cash
10. the least amount of money you need to pay to keep your credit card account open
14. the amount of money the credit card issuer charges you for having the credit card account each year
17. a period of time, generally 20-25 days, before a credit card company starts charging you interest on a purchase