Credit & Loans Puzzle 5

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Across
  1. 1. A plastic card from banks like KCB or Equity that lets you spend money you already have by pulling it directly from your own bank account.
  2. 3. The legal "Terms and Conditions" you must accept before accessing a loan or BNPL service.
Down
  1. 2. To take money with a legal promise to return it at a later date.
  2. 4. How a lender classifies your loan when you fail to make your agreed regular payments.