Credit

2. fee charged by a credit card company each year for use of a credit card.
4. improving your credit score or rating by becoming an authorized user on someone else's credit card.
12. lowest amount of money required to satisfy a current bill.
14. three-digit number summarizing how well a person has handled credit and debt.
15. the amount of money the card issuer will let you borrow.
16. the day your payment is due.
17. the record of use of debt.
20. a form of secured card that is tied to a previously deposited cash balance.

1. Your most recent transactions.
3. a transaction returned through a credit card.
5. any person who has permission to use a credit card.
6. time during which you are allowed to pay your bill without incurring a late fee.
7. total cost of borrowing, including interest and fees.
8. a bank account equally shared by two or more people.
9. Maximum amount you're able to spend on a card.
10. Fee given when bill is payed past due.
11. a person who signs an agreement to pay off a loan.
13. compilation of the credit history of an individual, from which a credit score is generated.
18. interest rate charged on credit card balances.
19. standardized disclosure "box" disclosing terms and interest rates.