Crossword 3

3. an advanced degree in business, or a person who has this degree
6. an advanced college or university degree in a scientific subject, or a person who has this degree
7. a first university degree in the arts or social sciences
8. the system of sharing the profits that a company makes between all the people who work for it
9. a time when someone does not go to work or school but is free to do what they want, such as travel or relax
12. happening while you are working
13. the money earned by an employee, esp. when paid for the hours worked
15. a person who formally requests something, especially a job, or to study at a college or university
18. the amount of money that someone earns in their job, not including any extra payments they may receive, for example for working extra hours
19. an arrangement in which you make regular payments to an insurance company in exchange for that company paying most or all of the costs of your medical care

1. an official record showing that you have finished a training course or have the necessary skills, etc.
2. a group of workers who do a job for a period of time during the day or night, or the period of time itself
4. a first-level university degree in science
5. an occasion when food is eaten
6. an advanced college or university degree in a subject such as literature, language, history, or social science, or a person who has this degree
7. an advantage such as medical insurance, life insurance, and sick pay, that employees receive from their employer in addition to money
10. used to describe people who have no particular work skills
11. a car that is owned by a company or other organization and is used by an employee for his or her work
14. to prepare someone or yourself for a job, activity, or sport, by learning skills and/or by mental or physical exercise
16. to receive money as payment for work that you do
17. the symbol for a number or an amount expressed in numbers