crossword

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Across
  1. 1. money paid to a healthcare provider to cover the expenses of the services provided
  2. 4. risk- a vulnerability that can cause a party to be held responsible for certain types of losses.
  3. 5. amount that the insurance company has agreed to pay for covered losses that are stated in your policy
  4. 8. service that uses video calling and other technologies to help you see your doctor or other health care provider from home instead of at a medical facility.
  5. 11. risk- damaged due to uncontrollable forces such as fire, lightning, hurricanes, tornados, or hail
  6. 12. of network- those that do not participate in that health plan's network
  7. 14. risk- anything that exposes you to the risk of losing something of value
  8. 20. a way to manage your financial risks
  9. 21. amount you subtract from your income when you file so you don't pay tax on it
  10. 22. health care items or services covered under a health insurance plan
  11. 23. diem- payment for inpatient services provides a fixed amount for a patient day in the hospital
  12. 24. not having any insurance to pay for medical expenses or for damage or injury
  13. 25. amount of risk or liability that is covered for an individual or entity by way of insurance services
Down
  1. 2. process through which an approved applicant is signed up with the health insurance company and coverage is made effective
  2. 3. formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event
  3. 6. amount of money that insured must pay before their insurance policy starts paying for covered expenses.
  4. 7. the person who owns the insurance policy
  5. 9. amount of money that a patient with health insurance pays for each health care service
  6. 10. amount you pay each month (or each year) to keep your insurance policy active
  7. 13. an insured individual's share of the costs of a covered expense
  8. 15. who receives healthcare services (such as surgery) on an outpatient basis, meaning they do not stay overnight in a hospital or inpatient facility
  9. 16. person or entity that you legally designate to receive the benefits from your financial products
  10. 17. of pocket maximum- the most you have to pay for covered services in a single year, aside from premiums
  11. 18. a document showing an agreement you have made with an insurance company
  12. 19. written direction for the preparation, compounding, and administration of a medicine