crossword puzzle

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Across
  1. 4. anything that exposes you to the risk of loosing something of value
  2. 6. a price that exists above some sort of fundamental value
  3. 9. person who derives advantage from something
  4. 12. the people who do not have insurance
  5. 13. failure to use reasonable care
  6. 14. an advantage or profit gained from something
  7. 19. provides protection from a possible eventuality
  8. 21. medication authorized by a doctor
  9. 23. the provision of health care through a telephone
  10. 24. a payment made by a beneficiary
  11. 25. a sum paid to cover money that has been spent or lost
Down
  1. 1. amount of protection given by an insurance policy
  2. 2. a type of insurance in which the insured pays a share
  3. 3. the action of subtracting
  4. 5. the act of enrolling
  5. 7. per each day
  6. 8. able to be deducted
  7. 10. portion of sales revenue that is not consumed
  8. 11. consolidated omnibus budget reconciliation act
  9. 15. a course of principles adopted or proposed by a government
  10. 16. the person who owns the insurance policy
  11. 17. a patient who receives medical treatment without being in the hospital
  12. 18. cause of action related to economic loss
  13. 20. indicates a patient will stay in the hospital
  14. 22. something usually money awarded to someone for a loss