CSG Super Cross

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Across
  1. 3. The total annualized cost of a loan.
  2. 5. A type of electronic funds transfer system that operates between banks.
  3. 6. A federal law that limits the actions of debt collectors, including how they can contact the debtor.
  4. 7. Consumer protection legislation enacted in 1968.
  5. 9. When a customer can no longer afford car and settles through the court.
  6. 11. When a customer goes behind on a loan.
  7. 14. The part of the purchase price that the buyer pays in cash and does not finance with a loan.
  8. 15. A secondary loan holder.
Down
  1. 1. Federal government agency that helps ensure the stability of the U.S. financial system and protects bank customers.
  2. 2. Generally refers to your ability to borrow—the willingness of banks.
  3. 4. insurance Additional coverage offered at the time of car sales.
  4. 5. A type of financial property or financial obligation that is held and owned under your name.
  5. 8. A legal mind certified to represent the customer.
  6. 10. A consumer protection law that regulates the disclosure of consumer credit reports.
  7. 12. A method of transferring funds between banks.
  8. 13. A popular type of auto financing that allows you to “rent” a car from a dealership for a certain length of time and amount.