Dave Ramsey Chapter 1 Terms Crossword puzzle

3. ability to understand and use financial skills to manage money
6. the value of assets is greater than the value of liabilities.
10. managing your money to achieve your financial goals
11. property owned by a person or company, regarded as having value and available to meet debts, commitments, or legacies.
13. amount of money left after subtracting expenses from earnings.
14. the state of being responsible for something, especially by law.
15. unlicensed person or entity that lends money at illegal or extremely high interest rates
16. total value of a person's or company's assets minus their total liabilities

1. document that outlines your financial goals and how to achieve them
2. spending almost all of your income on necessities, with little left over for savingscredit
4. the cost required for something; the money spent on something.
5. money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt.
7. amount of money paid to a lender for borrowing money
8. a person or group that buys or uses products
9. money that is owed to another person
12. more liabilities than assets