Disability Insurance

3. / policy cant be canceled as long as the premiums are paid.
5. /the inability,due to ilness or accident, to perform all or some portions of one's occcupation.
6. / provides a benefit for a short- term dsiability or the first part of a long term diasbility.
11. some policies pay only if you are totally dsiabled.

1. / disability period usually pay up to 40% to two-thirds of your pre-dsiability earning at the time of a purchase for a specified period of time.
2. / typiaclly provides income payments that continue for many months, years, up to age 65, or until the insured person is able to return to work.
4. / some policies pay if you're unabole to perform the duties of your own occupation.
7. / insurance pays to the policyholder a percentage of his or her inconme for a set period of time, if the person is unable to work due to a disabling injury or ilness.
8. / a cost of living adjustment to a policy that increases by a specified percentage after each year of disability.
9. / policies can never be cancelled as long as premuims are paid, and premiums are garuenteed not to increase.
10. / the waiting period,known as elimination period, before benefits kick in.