Dominic Pham

3. Any token with an agreed value that can be accepted as payment
5. Things that are not essential for survival but that we would like to have
8. A business that sells products directly to consumers
10. A legally binding agreement
13. Someone who purchases goods and services to satisfy needs and wants
15. To correct or set right
17. Money received on a regular basis from work, property, business, investment or welfare payments
18. A proposition from one person in a transaction or barter to another
20. Buys goods in large quantities from the manufacturer
21. When the offeree agrees to the proposal
23. Electronic funds transfer at point of sale
24. Extra money you have to pay back on top of the amount borrowed when returning borrowed money

1. Things done for you by others
2. A list of income and expenditure
4. The exchange of one kind of good for another
6. Items that are necessary for survival
7. An illegal business practice
9. A product fit for purpose, acceptable in appearance and finish while being free from defects, safe and durable
11. The amount of money a consumer is prepared to offer in exchanged for a good or service
12. Items that you can see or touch
14. What remains after all business expenses are deducted from sales revenue
16. To overcharge or swindle
19. The buying and selling of goods and services
22. A written communication ordering your financial institution to pay out another for a specific amount