Earning & Spending Unit

3. Money paid regularly at a particular rate for the use of money lent.
5. An estimate of income and expenses for a set period of time.
7. The ability to understand and effectively use various financial skills.
9. The amount a lender charges a barrower and is a percentage of the principle (the amount loaned).
11. A desired end toward which efforts are directed.
14. Money being spent, also known as outcome.
15. The person who uses the products or services.
17. A personal check that the bank guarantees to be good.
20. The wealth and resources of a country or region, especially in terms of the production and consumption of goods and services.

1. Managing your money as well as saving and investing.
2. Money that is borrowed.
4. Incoming Funds, also known as income.
6. Money that is put away and kept for future expenses.
8. The total amount of money being transferred into and out of a business.
10. When you spend more money than the account actually has.
12. Time worked beyond the regular hours.
13. The process of comparing transactions and activity to supporting documentation.
16. The abundance of valuable possessions or money.
18. Money offered to encourage employees to strive for higher levels of performance.
19. The person who buys the products and services.