ECC/Money Concepts

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Across
  1. 3. Using careful examination, data, and logical reasoning to understand or solve a problem.
  2. 5. Describes something new, creative, or original—often an improved method, idea, or product.
  3. 6. An account at a bank or credit union meant for everyday transactions. The account can be connected to checks or a debit card so it’s easy to move money in or out. Doesn't usually earn interest.
  4. 10. total revenue minus total expenses
  5. 11. amount owed for funds borrowed
  6. 12. A loan specifically to buy a car.
  7. 15. The most advanced and modern; at the forefront of progress or technology.
  8. 18. General agreement among a group; everyone may not get exactly what they want, but all can support the final decision.
  9. 19. Giving people the confidence, skills, or authority to make decisions and take control of their work or actions.
  10. 21. Happening without a specific pattern, plan, or predictable reason.
  11. 22. what you spend
  12. 23. Influenced by personal feelings, opinions, or experiences.
  13. 24. An account at a financial institution dedicated to saving and growing money. The account earns interest, has no card linked to it, and there are often limits to how often money can be moved in or out of it in a month.
  14. 26. A savings account specifically dedicated to retirement, meaning there are rules about when money is withdrawn. The account can be set up at most financial institutions.
Down
  1. 1. An agreement to leave money in a specific account for a set amount of time. CDs and share certificates usually earn a higher interest rate than an average savings account.
  2. 2. An employer-sponsored retirement savings account where employees contribute part of their paycheck and contributions may be matched by the employer.
  3. 4. Money borrowed by a student to finance their education.
  4. 7. giving money with the expectation of making a profit
  5. 8. A person who starts and manages a business, taking on financial risks in hopes of making a profit.
  6. 9. bBased on instinct or a “gut feeling” rather than careful reasoning.
  7. 13. Relating to understanding yourself, your thoughts, emotions, and motivations.
  8. 14. what you earn
  9. 16. Relating to interactions or relationships between people (e.g., communication, teamwork).
  10. 17. A card that directly accesses money in a checking account to pay for things.
  11. 18. work together with others to achieve a common goal.
  12. 20. Thinking that follows clear rules and sound reasoning; making conclusions that make sense.
  13. 25. A card you use to borrow money for purchases and pay it back, with interest, later. Using a credit card responsibly can help you improve your credit score.