economics

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Across
  1. 4. : Risk increase due to dishonesty or reckless behavior
  2. 6. : Process of evaluating risk and deciding coverage
  3. 8. : Principle of restoring insured to financial position before loss
  4. 11. : Damage injury or financial harm covered by insurance
  5. 12. : Written insurance contract
  6. 15. : Legal responsibility for injury or damage to others
  7. 17. : Specific loss or condition a policy does not cover
  8. 19. : Person who investigates claims and determines payment amounts
  9. 20. : Insurer right to recover from third party
  10. 22. : Another term for an insurance company that underwrites coverage
  11. 23. : Person or entity designated to receive policy proceeds
  12. 25. : Legally binding agreement an insurance policy is one
  13. 27. : Optional add on that modifies coverage
  14. 28. : An unexpected event that results in injury or damage
  15. 30. : Temporary proof of coverage before the policy is issued
  16. 31. : Amount paid to keep insurance coverage active
  17. 34. : Eligible for coverage because risk can be accepted
  18. 35. : Protection provided by the policy for specified losses
  19. 38. : Extra time after due date to pay without losing coverage
  20. 41. : Failure to use reasonable care leading to harm
  21. 42. : Condition that increases chance or severity of a loss
  22. 44. : Company that provides coverage and pays losses
  23. 45. : Policy provisions that describe duties and rules for coverage
  24. 47. : Maximum amount insurer will pay for a loss
  25. 48. : Person or entity covered by the policy
  26. 50. : Fixed amount paid for a covered health service
Down
  1. 1. : Auto coverage that pays for damage from hitting another object
  2. 2. : Professional who uses statistics to price risk and set premiums
  3. 3. : Request for payment under the terms of an insurance policy
  4. 5. : Insurance purchased by an insurer to spread risk
  5. 7. : Submission of required information or documents
  6. 9. : Auto coverage for non collision losses like theft or hail
  7. 10. : Cost sharing percentage the insured pays after the deductible
  8. 13. : Premium method based on prior loss history
  9. 14. : Coverage for movable items often scheduled
  10. 16. : Agent who represents only one insurance company
  11. 18. : Costs insured pays not reimbursed by insurance
  12. 21. : Event that triggers coverage under occurrence policy
  13. 24. : Amendment that changes a policy terms or coverage
  14. 26. : Termination of coverage due to nonpayment
  15. 29. : Decrease in value over time affecting claims
  16. 32. : Cause of loss insured against
  17. 33. : Party to whom a policy owner transfers certain policy rights
  18. 36. : Licensed representative who sells insurance for a company
  19. 37. : Amount the insured pays before the insurer begins to pay
  20. 39. : Form used to request insurance and provide underwriting information
  21. 40. : Contract that provides a stream of payments often for retirement
  22. 43. : Compensation paid to an agent or broker for selling a policy
  23. 46. : Intermediary who shops coverage from multiple insurers for a client
  24. 49. : Intentional deception to obtain insurance benefits