Economics

3. A type of investment where you loan money to a government or company, and they promise to pay you back later with interest.
7. A small percentage added to the price of items when you buy them at a store.
9. A measurement that tracks the performance of a group of stocks to show how the market or part of the market is doing.
10. Things you need to live or function, such as housing, food, transportation, and basic clothing.
12. A budgeting strategy where you save money before spending anything else. When you get paid, you put money into savings first.
15. Costs that change from month to month depending on how much you use or buy (like groceries, gas, or entertainment).
16. Things you want but don’t need, like video games, eating out, or streaming subscriptions.
17. An investing strategy where you spread your money across different investments to reduce risk.
18. A budgeting method where you put cash into separate envelopes for different spending categories (like food or entertainment). When the envelope is empty, you stop spending in that category.

1. Money taken by the government from the money people earn from jobs or businesses.
2. Basic systems a country needs to work properly, such as roads, bridges, airports, water systems, and power lines.
4. An investment where many people pool their money together and a professional manager invests it in a mix of stocks, bonds, or other assets.
5. Costs that stay about the same each month and must be paid regularly (like rent, a phone bill, or a car payment).
6. One of the most famous stock market indexes in the United States. It tracks the performance of 30 large companies to show how the stock market is doing overall.
8. A tax paid by people who own property (like land or houses) to help pay for local services such as schools and roads.
11. A place where people buy and sell shares of companies, allowing them to own a small part of those companies.
13. Something valuable that a person or company owns that can help build wealth, such as money, property, or investments.
14. A budget where every dollar of income is given a job (spending, saving, or investing) so that income minus expenses equals zero.