economics chapter 11

Across

2. - an investment program funded by shareholders that trades in diversified holdings and is professionally managed.
4. - is a system that allows the exchange of funds between lenders, investors, and borrowers
7. - a certificate issued by a bank to a person depositing money for a specified length of time.
8. - a fund from which pensions are paid, accumulated from contributions from employers, employees, or both.
9. - is the chance that macroeconomic conditions like exchange rates, government regulation, or political stability will affect an investment, usually one in a foreign country.
10. - regular payment made during a person's retirement from an investment fund to which that person or their employer has contributed during their working life.
13. - is a monetary exemption which reduces taxable income.
16. - a company concerned primarily with providing money, as for short-term loans.
17. - an amount to be paid for an insurance policy.
19. - is the part of the capital market that deals with the issuance and sale of equity-backed securities to investors directly by the issuer.
20. - is a financial institution that does not have a full banking license or is not supervised by a national or international banking regulatory agency
21. - the value of the shares issued by a company.
22. - refers to the process of how securities are traded for companies that are not listed on a formal exchange
23. - date refers to the final payment date of a loan or other financial instrument
25. - the nominal value of a bond, share of stock, or a coupon as indicated in writing on the document or specified by charter.
26. - the part of a financial system concerned with raising capital by dealing in shares, bonds, and other long-term investments.
27. - bond issued by the government and sold to the general public.
31. - is a bond's annual return based on its annual coupon payments and current price
32. - is a facility where stock brokers and traders can buy and sell securities, such as shares of stock and bonds and other financial instruments
35. - a market in which share prices are rising, encouraging buying.
36. - a government bond issued by the US Treasury.
39. - is a stock market index that tracks the stocks of 500 large-cap U.S. companies

Down

1. - is a non-physical asset whose value is derived from a contractual claim, such as bank deposits, bonds, and stocks.
3. - an institution or individual that serves as a middleman among diverse parties in order to facilitate financial transactions
5. - is where investors buy and sell securities they already own
6. - is a government sponsored, tax-deferred personal retirement plan.
11. - an index that tracks 30 large, publicly-owned companies trading on the New York Stock Exchange (
12. - is a qualified retirement plan that allows eligible employees of a company to save and invest for their own retirement on a tax deferred basis. Only an employer is allowed to sponsor a 401k for their employees.
14. - a market in which prices are falling, encouraging selling.
15. - is the risk management strategy of combining a variety of assets to reduce the overall risk of an investment portfolio.
18. - is a theory in financial economics that states that asset prices fully reflect all available information.
24. - a short-term government obligation with a maturity of one year or less in denomintaion of one hundred or less
28. - is a marketable U.S. government debt security with a fixed interest rate and a maturity between one and 10 years
29. - a person who derives advantage from something, especially a trust, will, or life insurance policy
30. - is a bond issued by a local government or territory, or one of their agencies.
33. - a market in which securities are bought and sold.
34. - a high-yield, high-risk security, typically issued by a company seeking to raise capital quickly in order to finance a takeover.
37. -the money one has saved
38. - fixed-income security