Econ/Personal Finance Crossword Puzzle

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Across
  1. 3. All the money decisions an individual makes.
  2. 4. A strategy for managing money to reach financial goals.
  3. 8. The percentage charged for borrowing money.
  4. 9. One who purchases goods and services.
  5. 11. A cost or outflow of money.
  6. 12. Earnings after expenses and taxes have been deducted.
  7. 13. Financial debts or obligations.
  8. 14. Something of value owned.
  9. 15. Assets minus liabilities.
  10. 16. Money owed to another person or company.
Down
  1. 1. Knowledge and skills needed to manage personal finances effectively.
  2. 2. An individual who lends money at illegally high interest rates.
  3. 5. When liabilities exceed assets.
  4. 6. Money paid for the use of borrowed money or earned on savings.
  5. 7. Living on all of one's income with little to no savings.
  6. 9. Borrowing with a promise to pay back later.
  7. 10. When assets exceed liabilities.