FICO Review

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Across
  1. 2. number of zones on a credit report
  2. 5. someone you borrow money from
  3. 6. failure to make a debt payment
  4. 8. amount charged by a lender when borrowing money
  5. 9. line on a credit report that shows you have applied for credit and someone has requested access to your credit report
  6. 11. type of credit that has set payments for a set term
  7. 12. debt that changes often (example credit cards)
  8. 14. document containiong a consumers credit history - personal information - inquiries - collections
  9. 16. most important criteria on a credit score (35%)
  10. 17. age you must be to establish credit in your name
Down
  1. 1. a person signs the credit agreement or loan with another person who might not be able to apply on their own
  2. 3. type of installment loan people get to buy a house
  3. 4. annual percentage rate
  4. 5. 3 digit number calculated by FICO using the information on your credit report
  5. 7. type of credit card that is specific to a store
  6. 10. the max percentage of your credit you should be using at any given time
  7. 13. agency that gathers information about your credit history to build your credit report
  8. 15. type of card that uses money directly from a checking account