FIN LIT VOCAB
Across
- 3. of Deposit (CD) a type of savings account offered by banks and credit unions
- 5. a spending plan based on income and expenses
- 6. failure to fulfill a contract
- 8. something that has current or future economic value to a business
- 10. shopping comparing the prices of similar products from different stores or suppliers before buying
- 13. fund a separate savings or bank account that’s specifically set aside for unplanned expenses or financial emergencies
- 16. the amount owed by the borrower to the lender
- 17. the process of starting to include a wide variety of things
- 19. value of money a sum of money is worth more now than the same sum of money in the future
- 22. the cost of borrowing money
- 23. a legal proceeding that starts when a person or business is unable to pay their debts or obligations
- 24. the cost you pay each year to borrow money
Down
- 1. score a prediction of your credit behavior based on your credit history
- 2. card a payment card that deducts money directly from your checking account
- 4. a measure of a borrower’s risk to lender
- 7. a form of debt incurred by an individual or other entity
- 9. the money one receives from different sources
- 10. report a statement with the information about your credit activity and current credit situation
- 11. yourself first set aside money for savings before paying bills and making other purchases
- 12. Union a nonprofit financial institution that’s owned by the people who use its financial products
- 14. the ability to borrow money with the intention of repaying it back in the future
- 15. Broker financial professionals who buy, sell and trade financial securities for their clients
- 18. vs. want something necessary for survival vs something a person desires to have
- 20. something that protects you financially against a loss
- 21. The money that you originally agreed to pay back