Fin Lit Vocab and Crossword Puzzle

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Across
  1. 4. Broker people who buy and sell stocks for clients.
  2. 6. something you need to live
  3. 7. value of money one dollar received today is worth more than a dollar received tomorrow. (today's dollar can be invested)
  4. 11. money that is paid to a lender for lending out money.
  5. 13. setting aside money for savings before making other purchases.
  6. 15. savings that earns on a lump sum for a predetermined period of time.
  7. 16. a history of information about your credit activity.
  8. 17. failure to make payments on time.
  9. 18. comparing cost of different items or a service to see which one has the best deal.
  10. 19. score a rating that shows how likely you are to pay back your credit based on past credit history.
  11. 21. a card that is used to transfer money to another bank account when making a purchase.
  12. 24. borrowing money and promising to paay it back later, typically with interest.
  13. 26. Union non-profit financial institution similar to a bank that distributes their profits equally among members.
Down
  1. 1. company that gives financial protection for things like damages or loss.
  2. 2. money that is borrowed and typically paid back with interest.
  3. 3. a measure of a borrower’s risk to a lender.
  4. 5. something that improves your quality of life.
  5. 8. spreading your investments around so you are not limited to one asset.
  6. 9. the amount of money you borrowed and have to pay back
  7. 10. property owned by a person or company.
  8. 12. extra money prepared for unplanned spendings like losing your job or becoming sick.
  9. 14. a legal process started when people cannot repay their debts and use this to get rid of the debt.
  10. 20. a plan to limit money use over a period of time.
  11. 22. money that person earns regularly through the work they do.
  12. 23. interest rate an account earns each year
  13. 25. money that you owe.