Final Exam Words

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Across
  1. 7. The reason your savings and investments grow
  2. 10. When you take money out of your account, thereby reducing your balance
  3. 13. Account used for regular spending
  4. 17. Keeping a long history of credit usage will _?_ your credit score
  5. 18. Applying for several lines of credit in a short period of time will _?_ your credit score
  6. 19. expenses that help you live more comfortably
  7. 20. expenses that are essential for a person to live
  8. 21. Save a portion of every paycheck — ideally a minimum of at least _?_%
Down
  1. 1. an expense in your budget that you can expect to stay the same, or close to it, over time
  2. 2. Account where money is held for future use
  3. 3. It is recommended to keep your credit utilization rate below _?_% of your credit limit
  4. 4. the money you earn before deductions are taken out
  5. 5. an expense that may be higher or lower from one month to the next
  6. 6. calculated using five categories: payment history, amounts owed, new credit, length of credit history and credit mix
  7. 8. An account that helps an individual set aside money for retirement while minimizing tax burdens
  8. 9. for-profit financial institutions owned by shareholders
  9. 11. non-profit financial institutions owned by members
  10. 12. Adding a sum of money to your account to increase your account balance
  11. 14. the money you take home after deductions are taken out
  12. 15. How easily or quickly you can withdraw your money
  13. 16. a plan you write down to decide how you will spend your money each month