Finance

1. The relationship between share capital and loan capital. It is an indicator of how a business pays for fixed asset purchase in the long-term.
3. Money spent to acquire fixed assets in the business.
6. Money spent on the day to day running of the business.
7. Money borrowed from financial institutions that has to be repaid.
9. A source of finance for sole traders that usually comes from their own savings.
11. Money raised from selling units of ownership in the business.
12. Money obtained from within the business.
13. Money obtained from outside the business, usually from financial institutions, e.g. banks.
16. The type of profit that remains in the business once dividends have been paid.
17. A business agreement allowing a firm to obtain goods or services but pay for them at a later date.
18. Where a financial institution allows a business to withdraw more money than they have in their account.
19. Highly affluent individuals who provide financial capital to small start ups or entrepreneurs in return for ownership equity in their business.

2. The cost of borrowing or reward for saving money.
3. An asset used as security to obtain a loan.
4. When a business venture is funded by a large number of people, each contributing a small amount.
5. Institutions that provide banking services to low income or unemployed individuals or groups.
8. An agreement that allows a business to buy an asset without ever having to purchase it.
10. Where a business sells unwanted or unused items of value to raise funds.
14. Money needed to purchase fixed assets or for the expansion of the business. It usually takes longer than one financial year to repay.
15. Money needed for day-to-day operations and therefore provides working capital and usually paid back within 12 months.