Financial Crimes in Selected Sectors of the Financial Market

2. A subjective neck injury often faked in staged car accidents to inflate insurance claims.
5. The specific amount of money that a policyholder pays to the insurer for coverage.
7. Phishing carried out over the phone using social engineering to obtain banking details.
9. A technique used to capture data packets traveling across a network to intercept valuable information.
11. Unauthorized or illegal insurance intermediaries who sell fake motor insurance policies.
15. A person or entity entitled to receive a payout from an insurance contract or life policy.
17. A cybercrime where tiny amounts of money are systematically stolen from multiple accounts over time.
18. Falsely listing an experienced person as the primary driver of a vehicle to lower insurance premiums.

1. Impersonating a legitimate IT system element such as a device or voice to gain unauthorized access.
3. The illegal capture of magnetic stripe data and PINs using devices installed on ATMs.
4. A type of fraud where victims are tricked into revealing data via SMS messages.
5. Deceptive emails mimicking trusted institutions to trick users into revealing sensitive login credentials.
6. The use of stolen payment card numbers to purchase goods or services online.
8. Financial compensation provided by an insurer to cover actual losses or harm.
9. An individual recruited by criminals to act as a front for opening fake bank accounts or applying for loans.
10. Intentionally setting fire to property with the purpose of claiming insurance compensation.
12. Redirecting users from a legitimate website to a fraudulent one by manipulating DNS servers.
13. A formal request to an insurance company for payment based on the terms of the policy.
14. The act of altering a check or faking a signature to illegally obtain or cash funds.
16. Individuals who facilitate criminal activity by renting out their bank accounts for illegal fund transfers.